Our servicing agent, a non-profit consumer counseling agency
works directly with your creditors to:
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Drastically lower or even eliminate your interest rates.
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Reduce your monthly payments as much as 50%.
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Consolidate all of your monthly debts into one simple payment.
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Significantly cut down the number of years it takes to pay off your debt.
After reviewing your credit and budget information, your personal counselor will help you arrive at a repayment plan, which will include a debt consolidation loan program, a debt management program or both.
You will decide on the date you will be making your first payment. From then on, you will have only one date to remember instead of multiple payment deadlines.
Should you then decide to enroll in our debt management program, your counselor will negotiate with creditors to have your monthly payments and interest rates reduced.
You will have a personal account specialist to assist you with any problems or question that may arise.